Sep 27, 2023
In this episode, The Annuity Man discussed:
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What is an income rider?
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Buying based on your goal
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Addressing inflation with DIAs and Income Riders
Key Takeaways:
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An income rider is an attachment to a policy; you can’t buy a standalone income rider. The only number that you have to focus on when you’re...
Sep 26, 2023
In this episode, The Annuity Man and Bill Black discuss:
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The problem with indexed policies that agents don’t often talk about
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Backtested numbers in the life insurance side
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Insurance is not an investment
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How do hybrid life insurance policies work
Key Takeaways:
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An indexed policy is a loan, which is...
Sep 20, 2023
In this episode, The Annuity Man discussed:
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Acknowledging your wealth
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The scars of scarcity
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Should you be worried about inflation
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Setting up contractual guarantees
Key Takeaways:
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Be rational about the wealth that you have. Don’t say you’re not rich if you are not one of the 40% of Americans today...
Sep 13, 2023
In this episode, The Annuity Man discussed:
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Traditional laddering with MYGAs
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What is “reversing”?
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Traditional laddering and reversing
Key Takeaways:
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You do a traditional 3-year, 4-year. 5-year ladder if you are hoping that rates will go higher. It’s a strategy you use when you want to have money...
Sep 12, 2023
In this episode, The Annuity Man discussed:
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Why QLACs should be number one
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Three reasons to buy a QLAC
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The downsides of a QLAC
Key Takeaways:
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If agent commission didn’t come into play, QLACs would be the number one best-selling annuity product. It’s simple, pro-consumer, and works; it’s a product...