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“Fun With Annuities” The Annuity Man Podcast

Dec 28, 2022

In this episode, The Annuity Man discussed: 

  • The free look time period
  • Shopping for the highest guarantee
  • What annuity businesses should do


Key Takeaways: 

  • Interest rates are moving significantly, but no one can truly know where it goes. However, annuities have a policy in place where people are given a time period where they can pivot or take their money back. 
  • You can go into an application, lock in the highest guarantee that exists at the moment, and in the future, if a different carrier offers a higher rate, you can pivot to that instead. 
  • Annuities are a commodity product. Pivoting people’s money to get the best rate available at the moment is something that all annuity businesses should do for their clients. 
  • Before signing a deal with an advisor, ask them if they are willing to pivot as many times as necessary to get the best rates. 


"We're going to pivot as many times as needed to get you that guarantee. Know that you're not stuck with a rate that might be lower than a rate two weeks later.  In a commoditized world of annuities. That’s the least we can do, and the fact that we're the only ones doing it is sad." —  Stan the Annuity Man.


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