Feb 28, 2024
In this episode, The Annuity Man discussed:
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Annuities are contracts
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How Indexed Annuities should be used
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Don’t buy an annuity for market returns
Key Takeaways:
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To say that something is “guaranteed and backtested” means that there is nothing guaranteed at all. Annuities are contracts, buy them for...
Feb 27, 2024
In this episode, The Annuity Man and Terry Savage discuss:
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401k and annuities
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What does it mean to be a fiduciary?
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Annuities are commodity products
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Always have some chicken money
Key Takeaways:
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When you are in the accumulation phase, there should be no limitations at all on the upside. You’re better...
Feb 21, 2024
In this episode, The Annuity Man discussed:
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The four lifetime income products
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How annuities are priced
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The simplicity of SPIA
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Getting the highest guarantee
Key Takeaways:
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There are four lifetime income products: Single Premium Immediate Annuities, Deferred Income Annuities, Qualified Longevity Annuity...
Feb 14, 2024
In this episode, The Annuity Man discussed:
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State guaranty funds
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The true safety of the industry
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Life insurance companies are more regulated
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Assigning unused money to beneficiaries
Key Takeaways:
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If you look at the state guaranty fund, each state has a specific rule in place to protect you and your...
Feb 13, 2024
In this episode, The Annuity Man and Christine Benz discuss:
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Why Christine is so passionate about financial education and retirement portfolio planning.
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Why decumulation is not bad (and when it is a good thing).
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Retirement blindspots to be aware of.
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Staying mindful of additional, variable costs in your...