Oct 15, 2019
In this episode, The Annuity Man discusses:
- How interest rates affect each annuity type
- How life expectancy and interest rates work with each income annuity type
- What is the interest rate benchmark that the annuity industry follows
- What specific strategies to use instead of trying to “time” interest rates
Key Takeaways:
- With lifetime income guaranteed strategies, life expectancy is the primary pricing mechanism
- Interest rates play a secondary pricing role with lifetime income guaranteed strategies
- The US 10 Year Treasury Note is the “bogey” for the annuity industry
- No one on the planet can predict interest rate movement
"Trying to time interest rates with annuities is like trying to nail Jell-O to a wall." — The Annuity Man
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