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“Fun With Annuities” The Annuity Man Podcast

Nov 27, 2024

In this episode, The Annuity Man discussed: 

  • An overview of Deferred Income Annuities

  • Finding the best fit 

  • Income Riders attached to Indexed Annuities

 

Key Takeaways: 

  • DIAs are essentially single premium immediate annuities deferred past one year. It has no moving parts, no annual fees, and no market...


Nov 20, 2024

In this episode, The Annuity Man discussed: 

  • Why are Indexed Annuities sold in a misleading way? 

  • Indexed Annuities are not growth products 

  • What annuities are for 

 

Key Takeaways: 

  • Because Indexed Annuities are a high-commission product for agents, they are often promoted in a misleading manner, obscuring...


Nov 19, 2024

In this episode, The Annuity Man discussed: 

  • The Annuity PILL

  • Choosing an annuity carrier

  • Putting the client’s best interest first

  • The future of the annuity industry

 

Key Takeaways: 

  • The acronym PILL stands for Principal Protection, Income for life, Legacy, and Long-term care. If you don’t need to...


Nov 13, 2024

In this episode, The Annuity Man discussed: 

  • The Annuity PILL

  • The best inflation annuity 

  • Annuities are a transfer of risk  

Key Takeaways: 

  • Annuities provide lifetime income, principal protection, legacy planning, and long-term care benefits. If you’re not solving for any of those, then you don’t need...


Nov 6, 2024

In this episode, The Annuity Man discussed: 

  • The purpose of Fixed Index Annuities 

  • Buying only for contractual guarantees 

  • Why some agents oversell Index Annuities 

  • Understanding contractual guarantees 

 

Key Takeaways: 

  • Fixed Index Annuities are designed for principal protection and lifetime income, not...