Nov 27, 2024
In this episode, The Annuity Man discussed:
An overview of Deferred Income Annuities
Finding the best fit
Income Riders attached to Indexed Annuities
Key Takeaways:
DIAs are essentially single premium immediate annuities deferred past one year. It has no moving parts, no annual fees, and no market...
Nov 20, 2024
In this episode, The Annuity Man discussed:
Why are Indexed Annuities sold in a misleading way?
Indexed Annuities are not growth products
What annuities are for
Key Takeaways:
Because Indexed Annuities are a high-commission product for agents, they are often promoted in a misleading manner, obscuring...
Nov 19, 2024
In this episode, The Annuity Man discussed:
The Annuity PILL
Choosing an annuity carrier
Putting the client’s best interest first
The future of the annuity industry
Key Takeaways:
The acronym PILL stands for Principal Protection, Income for life, Legacy, and Long-term care. If you don’t need to...
Nov 13, 2024
In this episode, The Annuity Man discussed:
The Annuity PILL
The best inflation annuity
Annuities are a transfer of risk
Key Takeaways:
Annuities provide lifetime income, principal protection, legacy planning, and long-term care benefits. If you’re not solving for any of those, then you don’t need...
Nov 6, 2024
In this episode, The Annuity Man discussed:
The purpose of Fixed Index Annuities
Buying only for contractual guarantees
Why some agents oversell Index Annuities
Understanding contractual guarantees
Key Takeaways:
Fixed Index Annuities are designed for principal protection and lifetime income, not...