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“Fun With Annuities” The Annuity Man Podcast

Jun 8, 2021

In this episode, The Annuity Man and Bill Black discuss: 

  • What is happening in the life insurance space (especially during the current pandemic). 
  • How interest rates affect life insurance policies. 
  • Benefits of life insurance to the beneficiaries. 
  • What to watch out for in the sales pitch world of life insurance. 


Key Takeaways: 

  • Oftentimes, term insurance can be changed to permanent insurance without the health checks being redone. 
  • Life insurance is the best return on investment that you will never see. 
  • Like with annuities, you buy life insurance for what it will do, not what it might do. 
  • Rather than letting a life insurance policy lapse when you don’t want to continue it, it can be sold like you would a stock or bond. 


"There are no ifs, ands, or buts when you buy the right policy that has the right guarantees on it." —  Bill Black


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