Dec 8, 2020
In this episode, The Annuity Man discusses:
- Laddering for principal protection vs. Laddering for lifetime income.
- The customizable nature of laddering annuities.
- What is looked at and strategies for laddering depending on what you want the contractual guarantee to do.
- Addressing inflation.
Key Takeaways:
- There are no perfect answers, just really bad sales pitches. Nobody can predict where interest rates are going to go and if they say they can they’re wrong.
- MYGAs are regulated at the state level.
- It’s about life expectancy at the time you take the payment.
- You already own the best inflation annuity on the planet - and that’s Social Security.
"Immediate annuities or deferred income annuities can be structured to pay for a specific time, not just for life." — Stan The Annuity Man
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Website: TheAnnuityMan.com
Email: Stan@TheAnnuityMan.com
Book: SPIA Owner’s Manual
YouTube: Stan The Annuity Man