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“Fun With Annuities” The Annuity Man Podcast

Dec 8, 2020

In this episode, The Annuity Man discusses: 

  • Laddering for principal protection vs. Laddering for lifetime income. 
  • The customizable nature of laddering annuities. 
  • What is looked at and strategies for laddering depending on what you want the contractual guarantee to do. 
  • Addressing inflation. 


Key Takeaways: 

  • There are no perfect answers, just really bad sales pitches. Nobody can predict where interest rates are going to go and if they say they can they’re wrong. 
  • MYGAs are regulated at the state level. 
  • It’s about life expectancy at the time you take the payment. 
  • You already own the best inflation annuity on the planet - and that’s Social Security. 


"Immediate annuities or deferred income annuities can be structured to pay for a specific time, not just for life." —  Stan The Annuity Man 


Connect with The Annuity Man: 



Book: SPIA Owner’s Manual 

YouTube: Stan The Annuity Man 

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