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“Fun With Annuities” The Annuity Man Podcast

Jan 31, 2020

In this episode, The Annuity Man discusses: 

  • How annuity companies are more regulated than banks
  • Where annuity companies are required to put your money
  • The US 10 Year Treasury Note and the role is plays with annuities 
  • The reason for surrender charges on deferred annuities 


Key Takeaways: 

  • Fixed annuity companies have 100% of your money available day one
  • Life expectancy drives the pricing train with lifetime income guarantees
  • All lifetime income payments are a combination of return of principal plus interest 
  • Annuity companies are shouldering the risk you are transferring to them 


"Life insurance companies have big buildings for a reason because they know when we are going to die, so they price their products accordingly. " —  The Annuity Man 

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